Joining the Credit Union is as easy as opening a savings account. By depositing $20 or more and signing a membership card, you begin a wonderful relationship with your Credit Union that lasts for years to come. The dividends on savings accounts are paid to your account quarterly. Interest is based on an average daily balance, and you can make automatic deposits to your account with payroll deduction. Stop by for a membership card or call and we will mail one directly to you.