Auto Loans. Rates apply to loans to purchase cars, vans, and trucks. Rates are subject to change. Now offering a 72-month term for loans that are $20,000 or more.
2013 – 2011
24 months 3.50% APR
36 months 3.75% APR
48 months 4.00% APR
60 months 4.20% APR
2010 – 2009
36 months 4.50% APR
48 months 4.75% APR
60 months 4.75% APR
2008 and older
All rates listed above are our best rates based on applicant’s credit rating and credit history. Your actual rate may be higher. Members may receive up to 1/2 percent off the above rates if they have additional services at the Credit Union.
Payroll Deduction/Automatic Deduction 9.99% APR
Monthly (cash or check) 10.45% APR
Share Pledge Loans
CD’s 3.50% APR above purchased rate
If CD matures during loan term: 1) If renewed, rate remains fixed, or 2) No renewal, loan balance must be paid in full if the CD is not renewed.