Consumer

Auto Loans. Rates apply to loans to purchase cars, vans, and trucks. Rates are subject to change. Now offering a 72-month term for loans that are $20,000 or more.

2013 – 2011

24 months 3.50% APR
36 months 3.75% APR
48 months 4.00% APR
60 months 4.20% APR

2010 – 2009

36 months 4.50% APR
48 months 4.75% APR
60 months 4.75% APR

2008 and older

5.00% APR

All rates listed above are our best rates based on applicant’s credit rating and credit history. Your actual rate may be higher. Members may receive up to 1/2 percent off the above rates if they have additional services at the Credit Union.

Personal loans

$6,000 limit
Payroll Deduction/Automatic Deduction 9.99% APR
Monthly (cash or check) 10.45% APR

Share Pledge Loans

Shares 4.00%
CD’s 3.50% APR above purchased rate
If CD matures during loan term: 1) If renewed, rate remains fixed, or 2) No renewal, loan balance must be paid in full if the CD is not renewed.